Answering your questions about mortgages, refinances, and your biggest financial asset - your home.

Archive for the ‘Uncategorized’ Category

The Best of Long Island 2009!

Tuesday, January 20th, 2009 Posted in Uncategorized | 1 Comment »

Artisan Mortgage has been voted as The Best Long Island Mortgage Company in 2009! For more information please visit Long Island Press at www.longislandpress.com

Trying to time a bottom

Tuesday, January 6th, 2009 Posted in Uncategorized | No Comments »

I was at a meeting with old client last week who has over 40 years experience on Wall Street and he gave me a good point to share with my customers.  He had worked with his clients, managing money and ...

Crazy Low Rates

Wednesday, December 17th, 2008 Posted in Uncategorized | No Comments »

The predicted super low rates have come true. Merry Christmas and Happy Holidays. 30 year fixed rate mortgage touched 4.375% this morning. If you don't buy a house or refinance a mortgage during these times you are missing out on ...

Rates Are LOW, LOW, LOW

Friday, December 5th, 2008 Posted in Uncategorized | No Comments »

The average rate on a 30 year fixed rate mortgage came down to 5.25% this week. The rates have been holding closer to 6% the last couple of weeks, but with the injection of capital recently, rates have dropped . I ...

Rates, Rates and even lower Rates

Friday, December 5th, 2008 Posted in Uncategorized | No Comments »

Interest rates for the benchmark 30 year fixed rate have dropped significantly. The 30 year fixed rate is hovering around 5-5.25%. There has also been some speculation in the media about rates dropping to 4.5%. This comes from a report ...

Cleaning out the clutter

Tuesday, August 26th, 2008 Posted in Uncategorized | No Comments »

The other night I was home cleaning out some old boxes that had been laying around for a while.  I am at times a little obsessed with throwing things out, so I find myself often trying to find unnecessary clutter and ...

Private Mortgage Insurance —– The “X” factor

Monday, August 25th, 2008 Posted in Uncategorized | 2 Comments »

It's been some time since I've been able to post some new information. While others in my industry are struggling to stay afloat , I've been hard at work closing loans in the face of tough mortgage conditions.  One of ...

Service! Service! Service!

Wednesday, June 18th, 2008 Posted in Uncategorized | No Comments »

Service! Service! Service! If  I could choose one thing that stands out when comparing a wholesale mortgage broker from a retail mortgage bank it would be very simple, it would come down to service. The service that I can provide as ...

Will I get the Best Deal with my Current Bank?

Tuesday, May 13th, 2008 Posted in Uncategorized | 1 Comment »

Will I get the Best Deal with my Current Bank? Many times I have customers come to me wanting to find out what kind of loan and what kind of “deal” I can offer them. They do this because they are ...

Stated Income/No Income verified

Monday, May 12th, 2008 Posted in Uncategorized | 2 Comments »

Wow, what a difference from 1 year ago. Stated Income and other types of no income verified loans have almost completely vanished from the market.  For as long as I have been in the business (over 10 years now ) there ...